Money Market

A minimum deposit of $1000 is required to pen a Money Market account. This account allows you six automated transactions a month and pays a higher dividend based on your average daily  balance. With free convenience checks, your funds are just a few pen strokes away.

Term Share Certificates

$500 is all it takes to open a share certificate! Terms range from three to sixty months and our competitive rates are updated weekly. Have your dividend added back to the certificate, transferred to your checking account, or even have a check mailed to you each month. Tip: Also available in IRA style!

Christmas & Vacation Clubs

Don’t let the holidays take you by surprise. It’s never too early or too late to start a Club account. Earn a higher dividend! Christmas Clubs pay out on November 1st and Vacation Clubs pay out on May 1st. Tip: Use ACH distribution with your Direct Deposit to make saving easy!

Premier Christmas & Vacation Clubs

Deposits are limited to $100 per month and must be transferred from your ATLFCU checking account, but Premier Clubs pay a premium rate!

Individual Retirement Accounts (IRAs)

Prepare for your retirement with a traditional or Roth IRA. These accounts are insured separately up to $250,000 by the NCUA.

Savings Rates

Savings Rates - Effective Friday, April 2, 2021
PRIMARY SHARE0.070%$5.00$100.00
HIGH VOLTAGE CHECKIN0.150% - 3.040%$0.00$0.01
HIGH VOLTAGE CHECKIN3.040% - 0.000%$0.00$1,500.01
CHRISTMAS CLUB0.150%$0.00$5.00
VACATION CLUB0.150%$0.00$5.00
PREMIER CHRISTMAS3.000%$0.00$5.00
PREMIER VACATION3.000%$0.00$5.00
TRADITIONAL IRA0.300%$1.00$5.00
MONEY MARKET0.000%$1,000.00$1,000.00
MONEY MARKET0.100%$1,000.00$1,000.00
MONEY MARKET0.150%$1,000.00$5,000.00
MONEY MARKET0.200%$1,000.00$25,000.00
MONEY MARKET0.200%$1,000.00$100,000.00

Certificate Rates - Effective Wednesday, May 5, 2021
Certificate TermAPYMinimum Deposit
03 MONTH CERTIFICATE0.250%$500.00
06 MONTH CERTIFICATE0.350%$500.00
12 MONTH CERTIFICATE0.400%$500.00
18 MONTH CERTIFICATE0.450%$500.00
24 MONTH CERTIFICATE0.600%$500.00
36 MONTH CERTIFICATE0.700%$500.00
48 MONTH CERTIFICATE0.800%$500.00
60 MONTH CERTIFICATE0.900%$500.00

Children’s Accounts

Child and Youth Savings Accounts

You’re never too young to start saving

It’s important to help your children prepare for a bright future.  Open them a savings account and receive a free welcome gift.


Every Member, Every Time

Non-deposit investment products and services are offered through CUSO Financial SErvices, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor,

Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal.

Investment Representatives are registered through CFS. ATL Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to our credit union members.CUSO Financial Services