Member Benefits

Power of Ownership

Every member of ATLFCU is an owner of the credit union and ownership has its rewards. Are you taking advantage of all the money saving benefits available to you as an owner of ATLFCU? If you are, then you are contributing to your own financial health and helping ATLFCU to grow and prosper as well.

To enhance the value of membership we have developed a rewards program based on the premise that the more you use the products and services of the credit union, the more you and your credit union benefit.

The Power of Ownership Program provides recognition of your participation by awarding points to the number and value of services per account. The more services you use, the more points you receive.

The total points earned during a calendar month determine the reward level for the following month. If your monthly statement indicates that you are a Maximum Power member, then you will be eligible for Maximum Power benefits during the following month. While there is a possibility that you may fluctuate between levels, members with long term relatinships such as home equity or auto loans, checking, certificates, debit or credit cards will remain very stable.

How to Earn Power Points

Way to EarnPoints
Checking Account75
Additional Savings Accounts25
IRA or IRA Certificates50
Share Certificates50
Money Market Account50
Savings Balance $501-$1,00050
Savings Balance $1,001-$2,500100
Savings Balance $2,501 to $5,000150
Savings Balance > $5,000200
Any Negative Savings Balance-50
Home Equity Loan75
Any Other Loan25
Loan Balance < $5,00025
Loan Balance $5,001-$10,00050
Loan Balance $10,001-$25,000100
Loan Balance $25,001-$50,000150
Loan Balance > $50,000200
Delinquent Loan Balance-100
Active ATM Card25
Active Debit Card50
Credit Card50
Active Audio Response50
Active It's Me 24750
Active CU*EasyPay50
Direct Depost $250/mo25
Automatice Transfers Savings25
Automatic Transfers Loans10

Power Levels

LevelPoints Required
Power Plus50-199
High Power200-499
Maximum Power500+

What Does My Power Level Get Me?

Power PlusHigh PowerMaximum Power
5 free ATM transactions6 free ATM transactions6 free ATM transactions
$1.50 per transaction after 5$1.50 per transaction after 5$1.25 per transaction after 5
CU*EasyPay with 12 transactions is free!CU*EasyPay with 14 transactions is free!CU*EasyPay with 16 transactions is free!
60 Audio Response sessions and 60 logins to It's Me 24790 Audio Response sessions and 90 logins to It's Me 247120 Audio Response sessions and 120 logins to It's Me 247
Free overdraft transfers from savingsFree overdraft transfers from savingsFree overdraft transfers from savings
Free cashiers checks & $1.00 money orders.Free cashiers checks & money orders.
Free current month account printoutsFree current month account printouts

Are you in the Riders or Cruisers Club?

Use your Power Points towards Celebrations Cinema Gold Tickets! Ask us how today!

Member Discounts


Start saving today! Your membership with ATLFCU entitles you to a 10-15% discount on your Sprint service plans and phones!




Discover financial freedom with help from Accel. Counseling and debt management is available at no cost to ATLFCU members.





Allied provides you with the assurance that your auto is fully covered in the event of an accident.



Members save 10% on TurboTax Online Deluxe Edition or Save $30.00 on Jackson Hewitt Tax Preparation.



sams_clubSAM’S CLUB

Buy in bulk and save. ATLFCU members can join Sam’s Club for a modest annual fee. Click the icon for a special deal for ATLFCU members!




Whether it’s life insurance or credit disability, you’ll find the protection you need with CUNA.



RX OPTICALrx_optical

As a member of ATLFCU, you’re eligible for the Vision Advantage Program (VAP. Save on exams, glasses, contacts and LASIK!




Treat yourself or your favorite golfer to a book full of two-for-one coupons at beautiful Michigan courses.



VISA GIFT CARDSvisa_giftcards

Always the right size, always the right color. Good from $25 to $500 and accepted wherever you see the VISA logo. Available in our lobby.


INVEST IN AMERICAinvest_in_america

Save on automobiles, wireless, services and much more with your credit union advantage. GM, FTD & DirecTV are just a few partners.




Everyone’s approved! Fund this card up to $2,500 and use it for shopping online, travel or your student away from home. You’ll love the convenience.


Remember that some of these tasks may be performed more securely through our online banking, It’s Me 247.


Keep your data safe! You may complete these forms and either print and fax them back to us, drop into our night depository, or put them in the mail directly.




You could save $434.39 a month on health insurance. Enroll by January 31st. Act now.

My Virtual StrongBox

Now there’s a safe, secure way to store your critical documents in It’s Me 247. Here’s how:

  • Log into your account and choose “My Documents.”
  • Click on “Go to Virtual Strongbox.”

Not only can you store your important documents securely, you can exchange documents safely with your credit union or other using an encrypted link.

Imagine! One convenient spot for your passport, birth certificate, marriage license and insurance policies. Need to send your W2s to your taxman? Send him a secure link through your Virtual Strongbox.

Check out the helpful videos below on how to use this great new feature: